APA
Hundtofte S., National Bureau of Economic Research, Olafsson & Pagel M. (2019). Credit smoothing. Cambridge: NBER.
Chicago
Hundtofte Sean, National Bureau of Economic Research, Olafsson and Pagel Michaela. 2019. Credit smoothing. Cambridge: NBER.
Harvard
Hundtofte S., National Bureau of Economic Research, Olafsson and Pagel M. (2019). Credit smoothing. Cambridge: NBER.
MLA
Hundtofte Sean, National Bureau of Economic Research, Olafsson and Pagel Michaela. Credit smoothing. Cambridge: NBER. 2019.