APA
Clak R., National Bureau of Economic Research, Lusardi A. & Mitchell O. S. (2015). Employee financial literacy and retirement plan behavior. Cambridge: NBER.
Chicago
Clak Robert, National Bureau of Economic Research, Lusardi Annamaria and Mitchell Olivia S. 2015. Employee financial literacy and retirement plan behavior. Cambridge: NBER.
Harvard
Clak R., National Bureau of Economic Research, Lusardi A. and Mitchell O. S. (2015). Employee financial literacy and retirement plan behavior. Cambridge: NBER.
MLA
Clak Robert, National Bureau of Economic Research, Lusardi Annamaria and Mitchell Olivia S. Employee financial literacy and retirement plan behavior. Cambridge: NBER. 2015.