APA
Keys B. J., National Bureau of Economic Research, Pope D. G. & Pope J. C. (2014). Failure to Refinance. Cambridge: NBER.
Chicago
Keys Benjamin J, National Bureau of Economic Research, Pope Devin G and Pope Jaren C. 2014. Failure to Refinance. Cambridge: NBER.
Harvard
Keys B. J., National Bureau of Economic Research, Pope D. G. and Pope J. C. (2014). Failure to Refinance. Cambridge: NBER.
MLA
Keys Benjamin J, National Bureau of Economic Research, Pope Devin G and Pope Jaren C. Failure to Refinance. Cambridge: NBER. 2014.