TY - BOOK AU - Agarwal, Sumit AU - Tobacman Jeremy AU - Skiba Paige M AU - National Bureau Of Economic Research TI - Payday Loans and Credit Cards: New Liquidity and Credit Scor PY - 2009/// CY - Cambridge PB - NBER UR - http://elibrary.igidr.ac.in/e-library/working papers/NBER/2009/E337.pdf ER -