APA
Andia A., Bank for International Settlements, Aurazo J. & Paliza M. (2026). Adoption and welfare effects of payment innovations. Basel: BIS.
Chicago
Andia Arturo, Bank for International Settlements, Aurazo Jose and Paliza Marcelo. 2026. Adoption and welfare effects of payment innovations. Basel: BIS.
Harvard
Andia A., Bank for International Settlements, Aurazo J. and Paliza M. (2026). Adoption and welfare effects of payment innovations. Basel: BIS.
MLA
Andia Arturo, Bank for International Settlements, Aurazo Jose and Paliza Marcelo. Adoption and welfare effects of payment innovations. Basel: BIS. 2026.