APA
Cummins J. D. (., Santomero A. M. (., . (1999). Changes in the life insurance industry: Efficiency, technolo. Boston: Kluwer.
Chicago
Cummins J David (ed), Santomero Anthony M (ed), . 1999. Changes in the life insurance industry: Efficiency, technolo. Boston: Kluwer.
Harvard
Cummins J. D. (., Santomero A. M. (., . (1999). Changes in the life insurance industry: Efficiency, technolo. Boston: Kluwer.
MLA
Cummins J David (ed), Santomero Anthony M (ed), . Changes in the life insurance industry: Efficiency, technolo. Boston: Kluwer. 1999.