APA
Björkegren D., World Bank & Grissen D. (2019). Behavior revealed in mobile phone usage predicts credit repayment. Washington: World Bank.
Chicago
Björkegren Daniel, World Bank and Grissen Darrell. 2019. Behavior revealed in mobile phone usage predicts credit repayment. Washington: World Bank.
Harvard
Björkegren D., World Bank and Grissen D. (2019). Behavior revealed in mobile phone usage predicts credit repayment. Washington: World Bank.
MLA
Björkegren Daniel, World Bank and Grissen Darrell. Behavior revealed in mobile phone usage predicts credit repayment. Washington: World Bank. 2019.