APA
Shoven J., Waldfogel J & Smart Sb. (1991). Real Interest Rates And The Savings And Loan Crisis: The Moral Hazard Premium. Cambridge, MA: NBER.
Chicago
Shoven JB, Waldfogel J and Smart Sb. 1991. Real Interest Rates And The Savings And Loan Crisis: The Moral Hazard Premium. Cambridge, MA: NBER.
Harvard
Shoven J., Waldfogel J and Smart Sb. (1991). Real Interest Rates And The Savings And Loan Crisis: The Moral Hazard Premium. Cambridge, MA: NBER.
MLA
Shoven JB, Waldfogel J and Smart Sb. Real Interest Rates And The Savings And Loan Crisis: The Moral Hazard Premium. Cambridge, MA: NBER. 1991.