APA
Cottarelli C., Vladkova Hollar Ivanna, Dell Ariccia Giovanni & International Monetary Fund. (2003). Early birds, late risers, and sleeping beauties: Bank credit growth to the private sector in central and eastern Europe and the Balkans. Washington: IMF.
Chicago
Cottarelli Carlo, Vladkova Hollar Ivanna, Dell Ariccia Giovanni and International Monetary Fund. 2003. Early birds, late risers, and sleeping beauties: Bank credit growth to the private sector in central and eastern Europe and the Balkans. Washington: IMF.
Harvard
Cottarelli C., Vladkova Hollar Ivanna, Dell Ariccia Giovanni and International Monetary Fund. (2003). Early birds, late risers, and sleeping beauties: Bank credit growth to the private sector in central and eastern Europe and the Balkans. Washington: IMF.
MLA
Cottarelli Carlo, Vladkova Hollar Ivanna, Dell Ariccia Giovanni and International Monetary Fund. Early birds, late risers, and sleeping beauties: Bank credit growth to the private sector in central and eastern Europe and the Balkans. Washington: IMF. 2003.