TY - BOOK AU - Carbo, Santiago AU - Molyneux Philip AU - Gardener Edward P M TI - Financial exclusion T2 - Palgrave macmillan studies in banking and financial instit. U1 - 332.108/CAR PY - 2005/// CY - Hampshire PB - Palgrave Macmillan KW - Financial services industry-Government policy KW - Discrimination in financial services KW - Financial services industry-Customer services KW - Financial Economics KW - Economics ER -