Bryan, Gharad T <br/><br/>
You can pick your friends, but you need to watch them :   Loan screening and enforcement in a referrals field experiment / 
Gharad T. Bryan, Dean Karlan and Jonathan Zinman 
 - Cambridge  NBER  2012 
 - 39p 
 - NBER Working Paper ;  17883 .
<br/><br/><label>Subjects--Topical Terms: </label><br/>NBERWP 17883<br/>E7532.pdf